Introduction

Welcome to the Reggie Whitley & Co. (the “Company” or “We”) platform. The Company provides these services to you subject to the following Terms of Use and Privacy Policy (together, the “Terms”). When you use these services, you agree to abide by these Terms. If you do not agree to abide by these Terms, you may not use the services. Please read the

Terms carefully.

The Company reserves the right to make changes to these services and to modify the Terms at any time at its sole discretion. We encourage you to review the Terms frequently for modifications. By your use of this Services, you agree to abide by any such modifications to the Terms, which are binding on you.

I. Privacy Policy

This Privacy Policy describes the Company’s agreement with you regarding how we will handle certain information on the Services. This Privacy Policy does not address information obtained from other sources such as submissions by mail, phone or other devices or from personal contact. By accessing the Services and/or providing information to the Company, you consent to the collection, use and disclosure of certain information in accordance with this Privacy Policy.

Information Collected on Our Services:

If you merely download material or browse through the Services, our servers may automatically collect certain information from you which may include: (a) the name of the domain and host from which you access the Internet; (b) the browser software you use and your operating system; and (c) the Internet address of the services from which you linked to the Services. The information we automatically collect may be used to improve the Services to make it as useful as possible for our visitors; however, such information will not be tied to the personal information you choose to provide to us.

We do collect and keep personally identifiable information when you choose to voluntarily submit such information. For example, if you choose to fill out a form on the Services we retain the information submitted by you. You should not submit any information that you do not want to be retained. After we have taken the appropriate action in response to your submittal, we retain the information you submit for our records and tocontact you from time to time. Please note that if we decide to change the manner in which we use or retain personal information, we may update this Privacy Policy, at our sole discretion.

NOTICE TO CHILDREN UNDER THE AGE OF 13 AND THEIR PARENTS OR LEGAL GUARDIANS: IF YOU ARE UNDER THE AGE OF 13 AND WOULD LIKE TO CONTACT US PLEASE DO SO THROUGH YOUR PARENTS OR LEGAL GUARDIANS. THE SERVICES ARE ONLY INTENDED FOR ADULTS. THE COMPANY DOES NOT KNOWINGLY COLLECT PERSONALLY IDENTIFIABLE INFORMATION (“PERSONAL INFORMATION”) FROM CHILDREN UNDER THE AGE OF 13. IF YOU ARE UNDER THE AGE OF 13, DO NOT SEND US ANY PERSONAL INFORMATION INCLUDING WITHOUT LIMITATION YOUR EMAIL ADDRESS, NAME AND/OR CONTACT INFORMATION.

Disclosure of Personal Information to Third Parties:

The Company does not rent or sell personal information that you choose to provide to us nor does the Company disclose credit card or other personal financial information to third parties other than as necessary to complete a credit card or other financial transaction or as required by law.

The Company does engage certain third parties to perform functions and provide services, including, without limitation, hosting and maintenance, customer relationship, database storage and management, payment transaction and direct marketing campaigns. We will share your personal information with these third parties, but only to the extent necessary to perform the functions and provide the services, and only pursuant to binding contractual obligations requiring such third parties to maintain the privacy and security of your data.

Receiving Promotional Materials:

We may send you information or materials such as newsletters, ebooks, whitepapers by e-mail or postal mail when you submit phone numbers and addresses via the Services or via any secured Company-approved third party servicess. By your using the Services, you are consenting to our sending you such information or materials.

If you do not want to receive promotional information or material, please send an email with your name, mailing address and email address to reggie@reggiewhitley.com. When we receive your request, we may take reasonable steps to remove your name from such lists.

Cookies:

A cookie is a small text file that a services can place on your computer's hard drive for record-keeping or other administrative purposes. Our Services may use cookies to help to personalize your experience on the Services. Although most web browsers accept cookies automatically, usually you can modify your browser setting to decline cookies. If you decide to decline cookies, you may not be able to fully use the features of the Services. Cookies may also be used at certain sites accessible through links on the Services.

Links to Other Services:

The Company is not responsible for the practices or policies of the services linked to or from the Services, including without limitation their privacy practices or policies. If you elect to use a link that accesses another party’s services, you will be subject to that services’s practices and policies.

II. Terms of Use

For Informational Purposes Only

The Company makes available the information on this Services for informational purposes only. You are solely responsible for the information you provide on this Services and for the information you use that you view on this Services. Information on this Services is not intended to be a replacement for direct consultation with the Company; if you have

questions or concerns, please contact the Company directly.

Copyright and Trademark Information

The content included on this Services, such as data, text, graphics, logos, images and software and its compilation is the property of the Company and/or its content suppliers and is protected by copyright and trademark laws. In the event you upload any content including, without limitation, photographs or videos to this Services, you (i) represent to the Company and its affiliates that you have all rights necessary to upload the content; (ii) agree to indemnify the Company and its affiliates for any third party infringement or other claims related thereto; and (iii) hereby license to the Company and its affiliates a perpetual non-cancellable royalty-free license to use such uploaded content for any purposes in any media now existing or hereafter developed.

License for Your Use

For any period of time that you use this Services and abide by these terms, the Company grants to you a limited, revocable and nonexclusive license to access this Services for your use but not to copy, download or modify it, or any portion of it, except with the express written consent of the Company. This Services or any portion of this Services may not be reproduced, duplicated, copied, sold, visited or otherwise exploited without the express written consent of the Company.

You may not utilize framing to enclose any trademark, logo, content or other proprietary information contained on this Services without the express written consent of the Company. You may not use any meta tags or any other “hidden text” utilizing the Company or its affiliates’ name or trademarks without the Company’s express written consent.

You agree to use this Services only for lawful purposes, and you acknowledge that your failure to do so may subject you to civil or criminal liability. You are responsible for ensuring that any materials you upload, post or submit to this Services do not violate the copyright, trademark, trade secret or other personal or proprietary rights of any third party and you hereby agree to indemnify the Company for any third party infringement or personal rights claims. You agree not to disrupt, modify, or interfere with this Services or its associated software, hardware and servers in any way and you agree not to impede or interfere with others’ use of this Services. You further agree not to alter or tamper with any information or materials on or associated with this Services. Any unauthorized use or violation of these terms automatically terminates any permission or license granted by the Company to access and use this Services.

Services Links

This Services may provide links or references to third party servicess or applications, including without limitation, third party servicess or applications of advertisers or of providers of informational articles or other users. The Company is not responsible for any information you choose to provide to those third party servicess or applications; any information, products or services you acquire from those third party servicess or applications, or any damages arising from your access to or use of those third party servicess or applications.

Any links to third party servicess and applications are provided as a convenience to the visitors of this Services and any inclusion of any suchlinks in this Services does not imply an endorsement or warranty of the third party servicess or applications or their security, content, products, offerings or services. You are cautioned that any third party servicess or applications are governed by their own terms of use and privacy policies, so when linking you should make sure to visit the appropriate pages of those third party servicess or applications to determine what terms of use and privacy policies will apply to your use.

Disclaimer of Warranties and Limitation of Liability

THE COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES ABOUT THESE SERVICES OR THE MATERIALS AND/OR CONTENT AND/OR LINKS ON THESE SERVICES FOR ANY PURPOSE. BY YOUR ACCESS TO THESE SERVICES, YOU ACKNOWLEDGE AND AGREE THAT YOU ARE USING THESE SERVICES AND/OR ANY LINKS TO THIRD PARTY SERVICES AT YOUR OWN RISK. THESE SERVICES IS PROVIDED BY THE COMPANY ON AN “AS IS” AND “AS AVAILABLE” BASIS, AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. THE COMPANY DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE INFORMATION, MATERIAL, CONTENT, TEXT, GRAPHICS, EMAIL RESPONSES, LINKS AND OTHER ITEMS CONTAINED ON THESE SERVICES OR ON ANY OTHER THIRD PARTY SERVICE. THE COMPANY DOES NOT WARRANT THAT THESE SERVICES, ITS SERVERS, OR MESSAGES SENT FROM THE Company ARE FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS. THE COMPANY SHALL NOT BE LIABLE FOR DAMAGES OF ANY KIND ARISING FROM THE USE OF THESE SERVICES, OR ITS CONTENT OR ANY THIRD PARTY MATERIAL OR SERVICE, INCLUDING, BUT NOT LIMITED TO, ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES. THE INFORMATION CONTAINED ON THESE SERVICES AND IN ANY RESPONSES TO YOU ARE INTENDED TO BE FOR GENERAL INFORMATION PURPOSES ONLY AND ARE NOT CONFIDENTIAL. ANY INFORMATION YOU PROVIDE YOU DO AT YOUR OWN RISK. THIS INFORMATION SHOULD NOT BE USED AS A SUBSTITUTE FOR CONSULTING WITH THE COMPANY OR OTHER PROVIDERS.

Applicable Law and Jurisdiction

By visiting this Services, you agree that these Terms for all purposes shall be governed and construed in accordance with the laws of the State of Mississippi, without regard to principles of conflict of law, and that any action based on or alleging a breach of these provisions must be brought in a state or federal court located in the State of Mississippi. In addition, you agree to submit to the personal jurisdiction and venue of such courts.

Notification of Claims of Infringement.

If you are a copyright owner or an agent thereof and believe that any user submitted information or other content infringes upon your copyrights, you may submit a notification pursuant to the Digital Millennium Copyright Act (“DMCA”) by providing our Copyright Agent with the following information in writing (see 17 U.S.C 512(c)(3) for further detail):

A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;

Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;

Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled and information reasonably sufficient to permit the Copyright Agent to locate the material;

Information reasonably sufficient to permit the Copyright Agent to contact you, such as an address, telephone number, and, if available, an electronic mail address;

A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and

A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

The Company’s designated Copyright Agent to receive notifications of claimed infringement is: Copyright Agent at reggie@reggiewhitley.com.

You acknowledge that if you fail to comply with all of the requirements of this section, your DMCA notice may not be valid.

III. GENERAL INFORMATION:

General

The Company may make changes to the information, content and/or policies contained on this Services or the offerings and/or services described on this Services or the Services at any time at its sole discretion with or without notice. The Company makes no commitment and undertakes no obligation for it or its users to update the information contained herein. If any of these provisions are deemed invalid, void or for any reason unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of the Terms.

How to Contact Us:

If you have questions about the Terms or if you wish that we modify or delete your personal information that we have collected, you can contact us at reggie@reggiewhitley.com and ask for services coordinator.

IV. Mobile Terms of Service

Reggie Whitley & Co.

Last updated: May 6, 2024

The Reggie Whitley & Co. mobile message service (the "Service") is operated by Reggie Whitley & Co. (“the Company”, “we”, or “us”). Your use of the Service constitutes your agreement to these terms and conditions (“Mobile Terms”). We may modify or cancel the Service or any of its features without notice. To the extent permitted by applicable law, we may also modify these Mobile Terms at any time and your continued use of the Service following the effective date of any such changes shall constitute your acceptance of such changes.

By consenting to Reggie Whitley & Co.’s SMS/text messaging service, you agree to receive recurring SMS/text messages from and on behalf of Reggie Whitley & Co. through your wireless provider to the mobile number you provided, even if your mobile number is registered on any state or federal Do Not Call list. Text messages may be sent using an automatic telephone dialing system or other technology. Service-related messages may include updates, alerts, and information (e.g., order updates, account alerts, etc.). Promotional messages may include promotions, specials, and other marketing offers (e.g., cart reminders).

You understand that you do not have to sign up for this program in order to make any purchases, and your consent is not a condition of any purchase with Reggie Whitley & Co.. Your participation in this program is completely voluntary.

We do not charge for the Service, but you are responsible for all charges and fees associated with text messaging imposed by your wireless provider. Message frequency varies. Message and data rates may apply.Check your mobile plan and contact your wireless provider for details. You are solely responsible for all charges related to SMS/text messages, including charges from your wireless provider.

You may opt-out of the Service at any time. Text the single keyword command STOP to +18667165694 or click the unsubscribe link (where available) in any text message to cancel. You'll receive a one-time opt-out confirmation text message. No further messages will be sent to your mobile device, unless initiated by you. If you have subscribed to other

Reggie Whitley & Co. mobile message programs and wish to cancel, except where applicable law requires otherwise, you will need to opt out separately from those programs by following the instructions provided in their respective mobile terms.

For Service support or assistance, email reggie@reggiewhitley.com.

We may change any short code or telephone number we use to operate the Service at any time and will notify you of these changes. You acknowledge that any messages, including any STOP or HELP requests, you send to a short code or telephone number we have changed may not be received and we will not be responsible for honoring requests made in

such messages.

The wireless carriers supported by the Service are not liable for delayed or undelivered messages. You agree to provide us with a valid mobile number. If you get a new mobile number, you will need to sign up for the program with your new number.

To the extent permitted by applicable law, you agree that we will not be liable for failed, delayed, or misdirected delivery of any information sent through the Service, any errors in such information, and/or any action you may or may not take in reliance on the information or Service.